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ModirumID

ModirumID is a sophisticated future proof mobile application available for Apple iOS, Google Android, Blackberry OS, Nokia Symbian and Windows Phone mobiles, designed to replace traditional passwords and hardware tokens.  It offers strong authentication of the cardholder who is performing Verified by Visa 3-D Secure, MasterCard SecureCode, American Express SafeKey or Diners ProtectBuy authentication.

  • Cardholder User Interface
    • Cardholder can enter fixed password, OTP generated by ModirumID app
    • Cardholder can approve the transaction on mobile app just by entering PIN code
  • Admin User Interface through Modirum ACS
    • "Advertise ModirumID" flag to issuer configuration
    • Listing of the ModirumID devices activated for cardholders
    • Identification of all ModirumID devices activated for a specific cardholder
    • Unenrollment of activated ModirumID mobile apps
    • Approval and rejection message events to transaction details
    • Setup information section to ACSadmin
  • Configuration interfaces through Modirum ACS
    • Product configuration takes place at Modirum ACS
  • Logging and Audit Feature; XML based communication protocol messaging is stored to db; transaction detail event log.

The ModirumID privacy policy can be found here.